Business wallets. Connected to your AI.
Wallets for AI agents.
Control for you.
Connect your AI to business wallets. Check balances, organize funds by workflow, and prepare payouts. Your team sets the limits and approves payout requests before money moves.
Start free See how it worksOne wallet free. No payment details required.
- MCP connection
- Wallet spending limits
- Human payout approvals
- Wallet balance
- $500.00
- Monthly payout limit
- $200.00
Your connected agent
Prepare a $40 payout request from the research wallet.
Awaiting human approval
Payout draft ready for review. A different admin must approve it in Lynq.
Agents can read wallet data and create drafts through company-scoped API keys. They cannot approve or execute payouts.
Connect through Model Context Protocol (MCP)
ClaudeChatGPTCodexOther MCP clients
For verified businesses. Funding and payment features require partner activation. Lynq Capital is a fintech company, not a bank. Funds are custodied by Bridge and licensed partners; Lynq holds no signing keys.
Built around your controls
A wallet your agent can work with.
Rules your team owns.
Give your existing AI useful financial context and a place to prepare work. Keep payout approval with your team.
Separate funds by workflow
Create labeled, Bridge-custodied wallets for research, operations, or a client project. Keep each workflow’s balance visible.
Set wallet spending limits
Choose daily, monthly, or total payout limits. Lynq checks those limits before supported money-out requests proceed.
Review payout requests
Your agent prepares a request. A different admin reviews and approves it in Lynq. Every decision leaves an audit trail.
Choose what your agent can do
Use company-scoped API keys with read access or separate write access for wallet creation and payout drafts. Revoke a key whenever you need to.
How it works
From a prompt to a reviewed payout.
Use your existing AI tools with Lynq wallets. Agents prepare the work. Your team keeps payout approval.
- 01
Connect the agent you use
Create a company-scoped API key and connect an MCP-compatible client such as Claude, ChatGPT, or Codex. Choose read access or add write access for wallet creation and drafts.
- 02
Give it wallet context
Ask for balances, recent activity, or wallet limit usage. Create a labeled wallet for a new workflow and prepare a payout request with a fee preview.
- 03
Review before money moves
A payout draft lands in Lynq for review. A different admin must approve it, spending limits are checked, and the decision is recorded in the audit log.
For verified businesses, subject to partner activation. API keys are scoped to your company. Lynq’s agent tools cannot approve or execute payouts. Card issuing and autonomous online checkout are on the roadmap.
Simple, transparent pricing
One platform, flexible plans.
Start with one wallet and connect your AI. Add users and wallets as your workflows grow. Funding and payment features require verification and partner activation; usage fees apply.
Lynq Capital is a financial technology company, not a bank. Stablecoin custody and payment services are provided by Bridge (Bridge Building Inc. / partner banks).
Free
Start an agent wallet workflow with one user and one wallet.
No payment details required
1 user
1 active wallet
- Prefunded wallets
- MCP agent connection
- Per-wallet spend limits
- Real-time transaction feed
- Email support
Starter
For teams connecting agents to multiple wallet workflows.
Billed monthly
Up to 5 users
Up to 3 active wallets
- Everything in Free
- Wallet labels & client tagging
- Budgets & live budget vs. actuals
- Receipt capture
- CSV exports
- Priority email support
Pro
For growing teams with more wallets and approval needs.
Billed monthly
Up to 15 users
Up to 10 active wallets
- Everything in Starter
- Unlimited campaigns
- Advanced role-based approvals
- Custom spend policies
- Global vendor payouts & FX
- USDC acceptance
- QBO accounting exports
- Priority support
Enterprise
For organizations with custom wallet volume and compliance needs.
Annual contracts available
Unlimited users
Custom wallet volume
- Everything in Pro
- Unlimited users & volume
- Volume-based pricing
- Dedicated onboarding
- SLA & priority engineering
- Custom integrations
- Compliance & audit support
Usage fees
| Fee type | Rate | Notes |
|---|---|---|
| Wallet issuance | Included | No per-wallet fee on any plan |
| ACH & virtual-account deposits | 0.5% | Deposits to your dedicated account & routing details |
| Prefunded spending | No platform fee | Spend draws on your prefunded balance |
| Vendor & contractor payouts | From 0.4% | Per payout from your platform balance |
| FX USD → EUR, MXN, BRL | 1% all-in | No hidden spreads |
| Accept USDC (auto-converts to USD) | 1% | Via a dedicated liquidation address or static memo |
| Wire deposits | Pass-through | Bank wire fees passed through at cost |
| Third-party fees | Pass-through | ACH returns, wire, and network fees pass through at cost |
Third-party fees such as ACH returns and bank wires are passed through at cost. See full fee schedule for details. Contact sales for a detailed quote.
Compare all plan features
| Features | Free | Starter | Pro | Enterprise |
|---|---|---|---|---|
| Users | 1 | Up to 5 | Up to 15 | Unlimited |
| Active wallets | 1 | 3 | 10 | Custom |
| Prefunded spending | ✓ | ✓ | ✓ | ✓ |
| MCP agent connection | ✓ | ✓ | ✓ | ✓ |
| Per-wallet spend limits | ✓ | ✓ | ✓ | ✓ |
| Virtual account funding | ✓ | ✓ | ✓ | ✓ |
| Role-based permissions | Basic | ✓ | Advanced | Advanced |
| Budgets & spend policies | Basic | ✓ | Advanced | Advanced |
| Wallet labels & client tagging | — | ✓ | ✓ | ✓ |
| Receipt capture | — | ✓ | ✓ | ✓ |
| Priority support | Priority | Dedicated | ||
| SLA & custom integrations | — | — | — | ✓ |
For a full fee schedule, see /fees.
Before you get started
Clear answers. From day one.
Can my agent move money on its own?
No. Connected agents can read company wallet data, create labeled wallets, and draft payout requests. A different admin must approve a payout in Lynq before execution.
Who holds the funds?
Bridge and licensed partners provide custody and payment services. Lynq holds no signing keys. Balances are not bank deposits and are not FDIC-insured. Digital assets can lose value.
What can I do on the Free plan?
Explore one wallet with one user, connect an MCP-compatible AI client, and set wallet limits. Payout approval requires a different admin, so choose a team plan when you need that workflow. Funding and payment features require verification and partner activation; usage fees apply.
Lynq offers business wallets for AI agent workflows, company-scoped MCP access, wallet spending limits, and human payout approvals. Free and Starter support self-service workspace signup. The bank funding and withdrawal path is the current production money flow. Access requires business verification and partner activation; supported rails vary by customer. Global payouts and USDC features require confirmation from our team. Cards and automatic accounting sync are on the roadmap.
Explore wallets, fees, eligibility, and approvalsConnect an agent with practical guides to wallets, human approvals, and business funding setup.
Read the wallet and approval guidesYour next agent workflow starts with a wallet.
Start with one wallet free. Connect your AI, explore wallet data, and prepare work for your team to review.
Start freeBuilding for a larger team? Contact us or email contact@lynqcapital.co.
Lynq Capital is a fintech company, not a bank. Custody and payment services are provided by Bridge and licensed partners. Business verification and partner activation are required for money movement.