Lynq Capital questions, answered
Wallets, fees, eligibility, approvals, and guided setup for US agencies and ecommerce brands.
How do wallets for AI agents work?
Connect an MCP-compatible AI client using a company-scoped API key. Your agent can read balances and activity, create labeled wallets for workflows, and draft payout requests. Your team sets wallet spending limits and a different admin approves payout requests. Lynq supplies the software; Bridge custodies funds.
What does Lynq Capital cost?
Free includes 1 user and 1 wallet. Starter is $49 per month or $588 per year for up to 5 users and 3 wallets. Pro is $149 per month or $1,788 per year for up to 15 users and 10 wallets. Enterprise is custom. Linked-bank ACH funding is free; virtual-account deposits are 0.5%, ACH withdrawals are 0.4%, outgoing wires are $15, vendor payouts start at 0.4%, FX is 1%, and USDC acceptance is 1%. Partner pass-through fees and activation requirements apply. See the full fee schedule before funding or requesting a payout.
Who can use Lynq Capital?
Lynq is designed for US businesses and teams connecting AI agents to financial workflows. Businesses must complete KYB verification and partner approval before using money movement. Contact our team to confirm your entity, banking needs, and supported rails; access is not guaranteed.
Can an AI agent send payments without approval?
No. AI agents can read company-scoped data, create wallets, and draft payout requests through MCP. A different administrator must approve a payout before execution. Spending limits are checked before money moves, and actions are recorded in audit logs.
How do I set up a Lynq workspace?
Start free or choose Starter, then sign up with Google or an email verification code. Complete business verification before funding or payment features are activated. Create a company-scoped API key in Settings to connect your AI client. Pro and Enterprise are available through our team.
Which features are available today?
Lynq offers business wallets for AI agent workflows, company-scoped MCP access, wallet spending limits, and human payout approvals. Free and Starter support self-service workspace signup. The bank funding and withdrawal path is the current production money flow. Access requires business verification and partner activation; supported rails vary by customer. Global payouts and USDC features require confirmation from our team. Cards and automatic accounting sync are on the roadmap.
Is Lynq Capital a bank, and are balances FDIC-insured?
Lynq Capital is a financial technology company, not a bank. Stablecoin custody and payment services are provided by Bridge and licensed partners. Custodial and stablecoin balances are not bank deposits and are not FDIC-insured or guaranteed. All spending is prefunded; Lynq does not extend credit or promise yield, interest, or rewards on balances.